Brought to you by Steve Grogan Farmers Agency
Gov. Kevin Stitt on Friday amended an executive order declaring a State of Emergency for all 77 Oklahoma counties impacted by flooding and severe storms. If you are a homeowner affected by the latest severe weather or floods this is extremely good news for you.
Flood damage is not covered by a standard homeowners policy. Flood policies are sold separately and in addition to your home policy. Flood policies typically cover the structure itself, and for additional premium some contents. If you do not have flood insurance and do have damage then you will be eligible to apply for emergency relief funds through FEMA.
Residents impacted by the floods need to establish their basic immediate needs are being met first. Please keep all of your receipts and incurred costs for this time, as you may able to apply for some reimbursement or to show cause of your expenses and need for assistance.
If you need to apply for assistance and do not have a flood policy please go to disasterassistance.gov to fill out an online application or call 1-800-621-3362 or 1-800-462-7585 to apply over the phone. You can also apply in person at a FEMA disaster relief centers.
To find the closest relief center to you please go to the website: www.disasterassitance.gov. If you have additional questions about other types of policies, claim assistance, or help filing for assistance please contact your local agent.
